Xero Bank Reconciliation - automated n8n workflow with AI matching (for sale)

Hey everyone,

I built a production-ready n8n workflow that automates monthly bank reconciliation for Xero users, targeting Australian SMEs and bookkeepers.

What it does:

  • Connects directly to Xero API (no CSV exports)
  • Fetches unreconciled bank transactions and authorised invoices
  • Matches them by amount and date using OData server-side filtering
  • Saves results to Google Sheets (Reconciled, Differences, History, Errors tabs)
  • Emails the accountant a formatted HTML summary report
  • Optionally marks matched transactions as reconciled directly in Xero

Technical notes:

  • OData filter: Date>=DateTime(y,m,d) and AmountDue>0 on invoices
  • Single CONFIG node for all settings
  • 27 nodes with full error handling for Xero, Sheets, and Gmail failures
  • templateCredsSetupCompleted: false for clean credential wizard on import

Available with 12-page installation guide and pre-formatted Google Sheet template here:

Happy to answer questions about the Xero API implementation, especially the date filtering quirks.